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Aetna Out-of-Network Benefit

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The out-of-network benefit for many Aetna patients is now based on a percentage of the Medicare fee schedule for the service.

This benefit change took effect for new and renewing plans as of October 1, 2010.  Over time, it will become Aetna's standard out-of-network benefit, replacing the "reasonable or prevailing charge" plan language.

As a result of this change, your Aetna patients may see a significant increase in their out-of-pocket costs when care is directed to out-of-network providers. This benefit structure does not apply to emergency services or other benefits considered at the in-network level.